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Lloyds Banking Group Congratulations on completing Academy Training Caroline Morfitt Congratulations and Well done The Academy Team Panel Direct Insurance Leeds Lloyds TSB Integrat10n Direct Insurance Leeds and Bournemouth Halifax General Insurance Certificate of Completion This is to certify that Caroline Morfitt has successfully completed their Perfect Sale Induction date 18 July 2008 Colleague Development Manager Natalie Crawsha

AAT THIS IS TO CERTIFY THATCAROLINE MORFITTAAT ID 20260571HAS BEEN AWARDEDAAT ACCESS AWARD INBUSINESS SKILLS LEVEL 1603/1309/2OF THE ASSOCIATION OF ACCOUNTING TECHNICIANSAWARDED16 AUGUST 2018Mark FarrarAAT Chief ExecutiveOfqualcea regulationCertificate Number1255192

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Developing a stock trading strategy requires money and time. You may face all sorts of frustrations as a beginner since emotions drive your decisions in the early stages. However, recognizing market conditions and formulating a trading plan is becoming more vital. You must find the best technical analysis tool that suits your goals, risk tolerance, and personality. Traders realize their suitable technical analysis tools differently and at different stages. Some traders can now learn from managing other investors’ market flow via online retail FX trading. Generally, technical trading strategies feature three basic principles that you can master better through close retail market flow observation. These principles include momentum, time, and price. Price Value Effective trading is more than the current price relative levels. You need to identify resistance and support to create any actionable trade plans that counter or target key price levels. Numerous methods are now available to help you identify these average directional index levels. The three most effective ones include Low | High Closes, Fibonacci & Key Reversals. Fibonacci is a popular approach that provides simple measurements based on the 61.8% golden ratio. Thus, it can help predict and leverage the trading markets’ behavior. It provides an effective tool that you can apply for both range bound and trading markets to identify a possible positive and negative flow. Time Value Another functional approach is the median line analysis to assess the trend and slope lines. This approach seeks to identify the gradient or slope of any given market, highlighting points where a significant shift in the price level can occur. It is now an efficient time value identifier that adds to other lateral levels. Hence, traders can identify “confluence zones” that pinpoint time and prices with major pivots in near time price action. Trading off & in these inflection pinpoints can be the best technical trade setups. Momentum Value (RSI) Traders can now formulate the RSI (Relative Strength Index) from the market speed. The RSI describes an oscillator that applies as a momentum measure to help predict the price movement direction and speed. Although most oscillators are backward looking, they can help you assess when the stock market might get overextended in oversold or overbought situations. Assessing stock market inertia is vital for trend trading and near term swing. It provides a window for possible strength and longevity of any trading idea and when it may expire. Final Remarks Formulating a multi faceted trading plan based on time value, momentum, and price value are crucial. It can help avoid failure and also allow more opportunities. Above all, style trading works on balance volume indicator and trend indicator. Moving average convergence divergence, chart patterns, cost average, and momentum indicator are crucial.

The PosiFlora application places orders, accepts payments, and stores customer data PosiFlora is a POS and control system for business automation, trade, and warehouse accounting for the floristry business. It’s used by online flower businesses with delivery, supermarkets that sell flowers, and small flower shops. OrbitSoft developed this solution from scratch. The system meets managers' and employees' needs, those managers and florists who work with customers directly from a store or through social networks. That’s why the OrbitSoft team made sure that PosiFlora would work on different devices and in different formats. There is a web version, for example, and for laptops, an application. You can also use it from your phone or tablet. With the PosiFlora app, flower business managers and employees perform all the basic tasks for sales, accounting, and payments. For example, they can: add a name, telephone number, and customer address, and place an order accept payments in cash or with bank and credit cards print receipts save order information in the database keep track of stock write off flowers if they are wilted allocate work shifts among employees Reasons to choose Qt for the PosiFlora application We decided to develop the accounting system in C++. On the market there are many frameworks for this language. We chose Qt. Let’s talk about how it helps us solve our problems. It saves us time and money on development. Applications can be native or cross platform. A native application is developed for a specific platform, or they can be cross platform and function on all platforms, for example on iOS or Android. In order to make native applications, it’s necessary to hire several programmers, and spend more time on technical support and program development. For this reason, we decided to make PosiFlora cross platform to reduce expenditures and simplify resource allocation. Qt allows us to develop for several platforms at the same time. Regardless of architecture or bit depth, we write one program and distribute it immediately to any model of phone and tablet that clients use. If during the process we find a fault, Qt allows to fix it immediately in one place, so we don’t have to make changes on different platforms. No loss of application speed. Native applications are always faster compared to cross platform ones, but if you use the framework correctly, the speed difference can be smoothed out. Qt is built on native function calls: it allows code to be used in another programming language. If a developer encounters a problem that Qt can’t solve, he doesn’t need to invent a workaround mechanism; he inserts JavaScript, Swift, or Objective C directly into the code. This feature simplifies problem solving and ensures that the application’s performance doesn’t suffer. Easy integration with merchant acquiring, cash register, and bank. Floristry businesses connect different tools and services to accept payments. Among them: card payment terminals, barcode scanners, cash registers, and fiscal storage units for printing receipts and sending information to tax authorities. The businesses get some of their tools from banks or suppliers of cash register equipment. An app won’t be able to receive money until it learns how to have a good relationship with such companies. And that’s where the problems begin The language in which the tools from banks and POS providers are written is often in opposition to the application. To integrate them, developers need their code. It’s obvious that few are ready to open the code for their programs, and there is no way to achieve this without the code. Negotiations begin, and the app customization slows down. The problem is solved with Qt. It was created for the C++ language, which is the language most often used for payment systems. The PosiFlora application uses Qt, so integration proceeds without the need for negotiations. All you need to do is to plug in the library for the checkout or terminal, and integration takes place seamlessly. The possibility to create complex synchronization mechanisms. The accounting system stores data on orders, lists of florists' clients, information on stock balances, and lists of employees. As long as the internet works, everything goes smoothly. The florist places an order, enters the purchase information, and enters the client’s data into the system. And now he is sure that his colleagues know which bouquet to pick and by what time. And then the Internet shuts off: the record of the order is no longer there, and no one remembers the details. Question: what do you do in this situation and what do you tell the client? Our team knows that some issues with connections are possible, so we were looking for a solution to insure uninterrupted business. Qt helps with that. It allows the application to work offline: data is saved in all cases, and as soon as the Internet comes back online, the information is uploaded into the system. This is possible because the database has no limitations on its synchronization with different devices. It doesn’t need to adapt to interfaces. Qt is compatible with different interfaces: you can write code with the app business logic and connect it to any external part. For example, if you want to move an application — which previously ran on a desktop — to a phone, you need only design the interface and connect the existing business logic, and the task is ready. Users can work on outdated hardware. Qt developers support all versions of a framework, so PosiFlora can work even on first generation iPads. Developed community. Qt is one of the oldest frameworks, its open source, and has excellent technical support. Qt has been under development since 1995, so there is a lot of data regarding its use. If we come to a dead end, we can easily find the information we need, or ask for advice on forums or from tech support. Work results with Qt: we launched the application in just 9 months With the help of Qt and our in house expertise we developed an application for an accounting system in just nine months. Our team updates the functionality almost every month, so PosiFlora is continuing to become even more convenient and useful. Over 1,200 retail stores are using the application as of June, 2021. Here’s a list of the benefits we’ve gained from working with Qt. The app can be used from any device. PosiFlora supports: All iPads, and iPhone versions starting with the sixth generation. More than 10 thousand models of Android devices. Qt can also let you quickly develop an application for a new platform. We are constantly adding new features. In two years, the application has covered over two thousand tasks. Among them: Implemented delivery ranking of European labels. Support of barcodes was added. We made it possible to connect information from different advertising accounts. Faster application updates. Since the launch of PosiFlora, we’ve released 87 updated versions of the application. Despite the number of updates, we didn’t need to involve additional developers. Versions were rolled out for all devices at once. Savings on development resources. We need only two programmers to write updates and maintain the application. Therefore, customers pay a lot less to work with us.

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